Myth # 6
That was true as the FCRA was amended in 1996. However, Congress passed the
`Consumer Reporting Employment Clarification Act of 1998' and it was signed into
law by the President on November 2, 1998. Specifically, it strikes FCRA Section
605(a)(5), thus removing the limitation on the look-back period for criminal
Currently, at least one state feels that the 7 year limitation is more fair.
This state passed a state law in 1999 that governs and again returns the look-back
period to 7 years for that state.