The Integrity News
Vol. XIV No. 3
"objective risk management services"
March 7, 2005
We have been telling Integrity News
subscribers that for 21 years !!!
Aside from the fact that using stored data for employment
purposes is ILLEGAL under FCRA Section 613(a)(2), the
data is stale. When did the vendor last go to each of the
3,400+ jurisdictions and pay big money to update their
database ? The answer is -- they rarely do. The Federal
LAW is that the data must be identical to what is in the
originating source ( eg: the court ) as of the date of the report.
In the last few weeks, you surely must have seen the media
coverage of the theft of tens of thousands of sets of individual
personal data from vendors who store data in gigantic
databases. You cannot expose your organization to being
a party to a violation of Federal law. Also, the horrible
damage that could befall your employees, if you use stored
data from vendors who sell from big databases and have
a theft, cannot be justified by the fact that you saved a few
dollars by buying illegal old data for employment purposes.
ID Theft --- is the top
complaint to the FTC.
The Federal Trade Commission (FTC) is the guardian of
the FCRA, and they have just announced "a full scale
investigation" of this recent disaster. It is going to reach
into all 50 states. We have told all client organizations
for years: have your FCRA paperwork correct.
Ten (10) million people had their identities stolen in 2004.
Virginia, Ohio, and Arkansas now issue ID Theft Passports
to help make the recovery a little less traumatic. The
lawsuits are big and are getting bigger quickly. If an
employer gets pulled into a lawsuit because somehow one
of their employee's identities was stolen, the experience
will be expensive and time consuming.
Terrorism and employee crimes require you to
background check to protect your organization,
but --- USE FRESHLY RETRIEVED DATA.
Freshly retrieved data doesn't come from a
vulnerable gigantic database of stored data. It
comes FRESH from the originating source each
day, and complies with Federal law.
To discuss "stored data" vs. "freshly retrieved data" feel
free to call
The Integrity Center, Inc.
at (972) 484-6140.
We will be pleased to take the time to explain the difference, and how we get
such good turn-around times and accuracy, furnishing freshly
retrieved data, using our proprietary supply-side sister
company, The Internet Courthouse, Inc. Helping you with
your Risk Management and HR Automation is what we do.